At the end of every month I like to sit down and make a list of goals for the next month.
It’s kinda like making New Years Resolutions. New Month Resolutions.
Last month we ran into a lot of financial troubles. Not nearly as many as April, but it was enough to make me sit down and really take a look at how we’d attack this month’s budget. So I took to Pinterest and searched for budgeting tips, and I was not prepared for the amount that I found.
- 52 Week Savings Plan
- 50/20/30 Budget
- Creating a Financial Plan
- Dave Ramsey
- The Half Payment Method
- You Need a Budget
Needless to say it was a little overwhelming, but with a little more research I made a decision on which way we’d go. A combination of two different 52 Week Savings Plans (one for Disney and one for our Emergency Fund), Dave Ramsey’s Baby Steps and an online software called You Need a Budget.
I obviously can’t sing the praises of these plans yet, but I plan on updating throughout this month on how things are going for us. Our mock-up budget is extremely tight, but if followed completely will end without us panicking and selling possessions or asking for funds.
Of course I made other goals for July as well. Not as many as I used to, I’m slowly discovering that too many goals equals way too much pressure leading to massive anxiety. We can’t have that. So here are the rest of my July Goals.
- I will establish a fitness schedule. I’d like to start doing Pop Pilates again, and I need to pick at least one day a week to hit the gym. I can’t keep paying for a membership that I’m not using. I’m also not going to weigh myself this month, it’s discouraging. This month I just want to focus on how I feel.
- I will attempt a Photo-a-Day Challenge, and I will not quit just because I miss a day.
- Hand Lettering. I just want to learn something new and this always sounded like fun.
What kind of things do you guys want to accomplish this month? Shout it out in the comments below!!